You can now protect your wealth against the ravages of Long Term Care expenses by reallocating a small portion of your conservatively invested assets to a unique protection policy. Unlike traditional long term care insurance, Asset-Based policies have guaranteed premiums, a death benefit and return of premium features. Additionally, it is usually much easier to qualify [...]
Hello again and thank you for reading. In our last issue, we highlighted the questions that one needs to ask of themselves when considering long term care planning. I promised to discuss various options available to address the funding need, including some of the new product solutions that have come to market. A summary [...]
Hello again and thank you for reading. Every month, I am receiving inquiries from people who are concerned with how they, or their loved ones, can prepare, financially, should they require Long Term Care services. This is becoming a popular issue, so allow me to address a few things to get the discussion going. [...]
An extraordinary supplemental retirement tool for highly compensated executives, professionals and business owners. Tax Advantaged, Flexible, Diversifying solution for retirement, long term care and more. Contact Us and Learn More No caps on contributions No Pre age 59 ½ withdrawal penalties No Required Minimum Distributions (RMDs) [...]
The big day is upon us again but this year's April 18th deadline means that last minute tax filers have a few extra days to search for all possible deductions. And, I figured it's a good time to touch on the importance of tax diversification in retirement savings plans. Tax deferred retirement accounts (401Ks, 403bs IRAs and [...]
Whether you are a sports fan or a political junkie, this time of the year is appropriately referred to as March Madness. Stay sane and enjoy the games! We have all heard of or engaged in some form of financial planning for our families and / or businesses. The best plans, which I refer to [...]
As many of you know, I have addressed, on numerous occasions, the interesting ways that life insurance can be used as a flexible financial tool while you are living. Today, I wanted to get back to the fundamental reason that most people buy life insurance and how the decisions are made. The primary purpose [...]
Market volatility has returned in a big way. With the worst start to a year in history as of last Friday, the equity markets continued their third straight week of significant declines. It would appear that the country has been thriving on extraordinarily low interest rates since the end of the 2008 financial crisis and that, as [...]
Good summary of the benefits of a Roth IRA - If you are relying entirely on pre-tax retirement plans, such as 401Ks and traditional IRAs, you may be missing out on the opportunity for tax diversification that a ROTH IRA provides. The benefits of diversification can be huge. However, you may very well have too [...]
